During times of economic struggle, it can be tough to manage a tight budget. Utilities are one area of the budget that most of us have very little wiggle room.. or so you think. While you can't completely discontinue your water, electric or garbage service, there are a few ways you can trim the budget. We all know that installing energy efficient light bulbs and investing in newer energy efficient appliances are great ways to save money and the planet at the same time. But what if you've taken those steps and still need to save a few bucks?

Set a Timer and/or Limits

When it comes to watering your lawn, this may sound like a no-brainer. However, consider the energy and money you will save if you limit your microwave use, the length of time in the shower, or the amount of television you watch each day. Avoid unnecessary use of appliances by wearing clothes more than once before washing if possible, or doing full loads of laundry instead of several smaller loads. Keep computers turned off at night and unplug unused appliances and electrical equipment. If you use a lot of electrical equipment, the cost just to keep them plugged in can add up quite quickly. Turn off your printer and the radio that you leave running while you sleep, and you would be surprised how the pennies saved will add up.

Do Things the Old Fashioned Way

One family recently cut out use of the microwave and dishwasher for a full month and noticed a dramatic drop in their utility bill. If you can, try cooking the traditional way, washing dishes the old fashioned way, and drying clothes as they did before dryers were invented. Obviously this isn't ideal for everyone, but if you are on an extremely tight utility budget, you may need to make these tough choices. This might include making cuts that you would have never previously considered. When money is tight however, we learn what is truly necessary in this world.

Evaluate Your Usage and Make Cuts

The best way to lower your utility bills is to diligently study your statements for a few months. You can usually identify areas where you can greatly cut back. For instance, perhaps you go over a recommended electric usage each month, and that "extra" is charged at triple the normal rate. Striving to stay inside the recommended usage can save a considerable amount each month. You may decide to turn down the hot water heater or adjust the thermostat. Though cable and internet are considered necessities by some people, they are extras that you can live without if you needed to. Consider what you really can live without and make the necessary cuts.

So, please share ways you've found that help keep your budget in line......